A demand letter is an official letter sent by a law firm to request a specific amount of money from an insurance company as compensation for injuries their client sustained in an accident. This letter is used as a tool by lawyers throughout the case and will serve as both documentation and an outline for the lawyers should the case move into litigation.
There are a few essential elements that should be in the letter. These include:
First and foremost, the demand letter must spell out the facts of the case. In a car accident, these facts often come from the police report and witness statements. Specific details will also be provided, including the type of vehicles involved, the driving conditions, the road name and condition, and how the accident occurred. It will then discuss liability, injuries sustained, medical records, and other damages. Finally, it will include a demand for compensation.
A demand letter summarizes the case’s facts, medical expenses, injuries, and financial losses resulting from the accident. Typically, the damages will be itemized to provide evidence and impetus for seeking fair compensation.
The letter should provide as much detail as possible when discussing your injuries, providing critical information about how you sustained your injuries, your medical visits, how the doctor diagnosed your injuries, and how they affect you mentally, physically, and emotionally. From the accident to the demand letter’s date, every ambulance ride, doctor’s visit, appointment, treatment, and medical bills will be covered in detail. These details will provide a clear and comprehensive picture of the impact the accident has had on your life and finances.
After covering your medical history, the letter will itemize damages from medical bills. If you’ve suffered lost wages or future wage loss, these will be tallied up and included in this letter. Additionally, the attorney will attempt to calculate the non-economic damages you have suffered.
Finally, the letter will make a demand for compensation.
While the demand letter may be the official first attempt to collect on a claim, it also serves many other purposes:
Having an experienced attorney prepare and submit your demand letter is a great first step to recovering compensation for your accident.
If you or someone you know has suffered personal injury in an accident, we can help. Contact Saladino & Schaaf today or call us at 270-444-0406 (Paducah, KY) or 270-753-1529 (Murray, KY) to schedule a free case review.
Saladino & Schaaf, PLLC is dedicated to providing high quality, aggressive legal representation to victims of personal injury and wrongful death. Since 1984, this firm and its predecessors have had one goal in mind – to help the victims of personal injury put the pieces of their lives back together.
Saladino & Schaaf, PLLC is a Personal Injury Law Firm with offices in Paducah, KY and Murray, KY. We serve clients throughout Kentucky and Illinois.
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