Many Americans trust insurance companies, hoping they will cover their expenses should they experience an accident. Unfortunately, insurance companies are for-profit companies and will look for any opportunity to save money. Often, insurance companies do this at the expense of the insured.
So what happens after a car accident, when your insurance company refuses to cover your medical bills, lost wages, or other accident-related expenses? When your insurance company denies your accident claim, it’s crucial to review their decision and recognize bad-faith insurance practices.
Following are some of the most common valid reasons an insurance company may deny your claim:
While insurance companies are expected to act in good faith, they are in the business of making money, and their insurance adjusters have found many loopholes to avoid paying claims. An insurance company acts in bad faith when they fail to fulfill their contractual obligations with the insured. These bad-faith practices may include:
Insurance companies are continually looking for ways to reduce the settlement amounts or deny claims altogether. An experienced attorney understands these tactics and can help you get the compensation you deserve.
If you or someone you know has suffered personal injury in an accident, we can help. Contact Saladino & Schaaf today or call us at 270-444-0406 (Paducah, KY) or 270-753-1529 (Murray, KY) to schedule a free case review.
Saladino & Schaaf, PLLC is dedicated to providing high quality, aggressive legal representation to victims of personal injury and wrongful death. Since 1984, this firm and its predecessors have had one goal in mind – to help the victims of personal injury put the pieces of their lives back together.
Saladino & Schaaf, PLLC is a Personal Injury Law Firm with offices in Paducah, KY and Murray, KY. We serve clients throughout Kentucky and Illinois.
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