Avoid Admitting Fault in a Car Accident

If you are involved in a car accident, it is important to know how to avoid admitting fault. This can damage your case and make it harder to get compensation. In this blog post, we will discuss what you should do if you are in a car accident and how to avoid admitting fault.

Car accidents can result in long-lasting effects, both physically and emotionally. If you have been in a car accident, seek medical attention immediately, even if you don’t think you are injured. Once you have seen a doctor, follow their instructions for care and treatment.

Do Not Admit Fault In Car Accident

If the other driver tries to get you to admit fault, do not fall for it. They may say things to try and trip you up. Do not apologize or admit fault. Instead, politely decline to comment and wait for the police to arrive.

When the police arrive, they will likely ask you what happened. Just give them a summary of the events leading up to the accident. After the accident, you will likely be shaken up and not thinking clearly. It is essential to take some time to calm down before talking to the other driver or giving a statement to the police. Once you have had a chance to calm down, you can start gathering evidence.

If there are witnesses, get their contact information. Take pictures of the damage to both vehicles. If you have a dashcam, get the footage from that. This evidence will be important if you need to file a claim.

Admitting Fault To The Insurance Company

Even if you are sure you were not at fault, it is important to avoid admitting fault to the insurance company. The insurance company will look for any way to deny your claim or pay you less than you deserve. If you admit fault, even if you think the accident was only partially your fault, they will use that against you.

It is best to let your lawyer handle communication with the insurance company. Your lawyer will know how to talk to them so that you don’t accidentally say something that could damage your case.

Kentucky is a No-Fault State

In Kentucky, we are a no-fault state. This means that each driver’s insurance company will normally pay for their own insured’s medical expenses, up to a specific limit. If you have been in an accident, your first step should be to file a claim with your insurance company.

Even if the other driver was at fault, you usually must file a claim with your insurance company first. They will then go after the other driver’s insurance company for reimbursement. This process can be complicated and confusing, so it is important to have a lawyer on your side.

Kentucky Personal Injury Protection

In Kentucky, all drivers must have personal injury protection (PIP) insurance unless PIP coverage is rejected. PIP insurance will pay for your medical bills and lost wages, up to a certain limit, regardless of who was at fault in the accident.

Basic PIP insurance has a limit of $10,000 per person. This means that if you have $10,000 in medical bills and lost wages, your insurance company will likely pay for all of it. If you have more than $10,000 in damages, you normally will have to file a claim against the other driver to get them to pay for the rest.

Contact An Experienced Car Accident Attorney

Following these steps can help you avoid admitting fault in a car accident and protect your rights. Car accidents are stressful enough without worrying about admitting fault and damaging your case. If you have been in a car accident, contact an experienced personal injury attorney who can help you get the compensation you deserve.

At Saladino & Schaaf, we’ve helped countless people who have been injured in motor vehicle accidents. We know the ins and outs of the law, and we can help you get the compensation you deserve. Contact us today for a free personal injury consultation at 270-444-0406 (Paducah Personal Injury Law Office) or 270-753-1529 (Murray Personal Injury Law Office). We’re here to help.