How Do I Afford a Car Accident Attorney?

July 13, 2020

A car accident can leave you buried in debt. Between lost work, vehicle repairs, and medical expenses, you could be facing thousands of dollars of debt. Additionally, the emotional stress, pain, and suffering you sustain may be debilitating.

The idea of retaining a car accident attorney may, therefore, seem like a bad idea. This is especially the case when the insurance company has already offered to settle your claim. However, you can retain an experienced personal injury lawyer with no up-front costs. You will only pay if your lawyer successfully obtains compensation on your behalf. If your car accident attorney does not secure a settlement, you will owe nothing for legal fees. A contingency fee arrangement allows victim’s access to legal representation, regardless of their ability to pay up-front.

That’s Great, but the Insurance Company Already Offered a Settlement. What Can an Attorney Do For Me?

It may be tempting to take the insurance company’s offer to settle, but keep in mind that insurance companies are for-profit businesses. Insurance companies thrive by collecting premiums each month and paying out as little as possible. They are under no legal obligation to look out for your best interests and make every effort to settle for less than your injuries cost you. Here are some of the tactics insurance companies use to get out of paying you what they owe:

  • Insurance companies will often make unreasonably low initial settlement offers, then make several other inadequate offers to seem more attractive;
  • Misrepresenting victims’ rights during negotiations;
  • Advising against retaining an attorney;
  • Pressuring victims to provide a recorded or written statement about the accident (though this is not legally required)

A car accident attorney understands all of these tactics and can communicate with your insurance company directly on your behalf. Your attorney will gather and prepare any evidence needed by the insurance company to settle. If the insurance company still refuses to make a reasonable settlement offer, he may file a lawsuit to recover the compensation to which you are entitled.

Get a Free Case Evaluation from an Experienced Car Accident Attorney Today

A personal injury lawyer can help you through each step of the legal process for filing your personal injury claim. If you have been injured due to no fault of your own, contact Saladino & Schaaf today or call us at 270-444-0406 (Paducah, KY) or 270-753-1529 (Murray, KY) to schedule a free consultation with our team. You may be entitled to compensation for your injuries. However, you must act quickly. There are time limits on legal actions.




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Saladino & Schaaf, PLLC is dedicated to providing high quality, aggressive legal representation to victims of personal injury and wrongful death. Since 1984, this firm and its predecessors have had one goal in mind – to help the victims of personal injury put the pieces of their lives back together.

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Car Accidents learn more
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