What Not To Say to an Insurance Adjuster After a Car Accident

Insurance companies are for-profit, so anything you say after your car accident can hurt your case. Everything you say to your insurance adjuster may be recorded, and if there is anything they can use to deny your claim, they will.

5 Things Not to Tell Your Insurance Adjuster

Following are a few general things you should not say when filing your auto insurance claim:

1. You Feel Fine
   Injuries from an auto accident can take time to develop. Some symptoms do not appear for days or even weeks. Even if you feel okay now, it doesn’t mean you won’t need medical treatment in the future. While insurance adjusters are well aware of this, if you state that you feel fine, they will document this statement as an admission that you did not suffer any injuries.
2. You Made a Mistake
   Even if you believe you are at fault or partially at fault, you should never tell your adjuster that you made a mistake that led to the car accident. Even if you did something wrong, it might not mean that you were completely at fault for the accident. 
3. What You Were Doing When The Accident Happened
   You should avoid discussing what you were doing at the time of the accident. Simply saying something like, “I was just talking to my daughter in the back seat when I was hit out of nowhere,” could result in the adjuster determining that you were distracted at the time of the accident. 
4. The Damage Isn’t Bad
   While the damage to your car may not look bad from the outside, there could be unseen damage that requires thousands of dollars of future repair. 
5. You’re Sorry
   The adjuster’s job is to manage your claim, so you do not have to apologize for utilizing the adjuster’s time. 

Limiting the information you share with the other side’s insurance adjuster is extremely important. Your attorney can provide any additional information (if necessary), and you don’t have to worry about saying something that could jeopardize your case.

Speak with An Experienced Attorney at Saladino & Schaaf

If you have been injured in an accident and believe you have a case, contact Saladino & Schaaf today or call us at (270) 444-0406 (Paducah, KY) or (270) 753-1529 (Murray, KY) to schedule a free consultation with our team. You may be entitled to compensation for your injuries. However, you must act quickly. There are time limits on legal actions.